Bali Currency Guide

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Everything You Need to Know About Currency in Bali: Updated 2025 Guide

Bali, the crown jewel of Indonesia, continues to be a dream destination for travelers worldwide. Known for its stunning beaches, vibrant culture, and affordable luxury, Bali offers an unforgettable experience. However, before you embark on your journey, it’s essential to understand the local currency, exchange rates, and how to manage your money effectively. Here’s everything you need to know about the currency in Bali, updated for 2025.

What Currency is Used in Bali?

The official currency of Bali, and all of Indonesia, is the Indonesian Rupiah (IDR). Bali is one of the 17,508 islands that make up Indonesia, and the Indonesian Rupiah is the only legal tender accepted across the archipelago. While some tourist-heavy areas may accept foreign currencies like Australian Dollars (AUD), US Dollars (USD), or Euros (EUR), it’s always best to use IDR for transactions to avoid unfavorable exchange rates or misunderstandings.

The currency is often abbreviated as Rp (e.g., Rp 50,000). IDR comes in banknotes of 2,000, 5,000, 10,000, 20,000, 50,000, and 100,000. Smaller denominations like 1,000 IDR coins are also used but are less common for larger purchases.

A quick tip: When locals quote prices, they often drop the “thousand.” For example, if someone says “40,” they likely mean 40,000 IDR. Always clarify to avoid confusion!

What is the Exchange Rate in 2025?

As of 2025, the exchange rate is approximately 1 USD = 16,500 IDR. However, exchange rates fluctuate daily, so it’s wise to check the latest rates before your trip.

For the best rates, consider exchanging a small amount of cash before arriving in Bali. International inter-bank rates are often more favorable than those offered by local money changers. If you need to exchange money in Bali, stick to authorized money changers and compare rates displayed outside their shops. Avoid exchanging money on weekends or national holidays, as rates tend to be less favorable when banks are closed.

How Much Do Things Cost in Bali in 2025?

One of the reasons Bali remains so popular is its affordability. Here’s a breakdown of common expenses to help you plan your budget:

Bottle of water: 8,000 IDR (~0.48 USD)
Bottle of beer (supermarket): 25,000 IDR (~1.50 USD)
Bottle of beer (restaurant): 50,000 IDR (~3.00 USD)
Meal at a local warung (small eatery): 35,000 IDR (~2.10 USD)
Meal at a mid-range restaurant: 170,000 IDR (~10.30 USD)
Coffee: 25,000 IDR (~1.50 USD)
Fresh coconut from a street vendor: 25,000 IDR (~1.50 USD)
Motorbike rental per day: 60,000 IDR (~3.60 USD)
Spa treatment: 60,000 – 180,000 IDR (~3.60 – 10.90 USD)
Car and driver per day: 700,000 IDR (~42.40 USD)
2-star hotel per night: 250,000 – 600,000 IDR (~15 – 36 USD)
4-star hotel per night: 600,000 – 2,500,000 IDR (~36 – 152 USD)
5-star hotel per night: 2,500,000+ IDR (~152+ USD)

Keep in mind that many establishments add a “plus plus” charge, which includes an extra 10-20% tax and 5-10% service fee. Always check your bill to avoid surprises.

What’s the Best Way to Take Money to Bali in 2025?

To ensure a smooth trip, we recommend the following:

Carry Some Cash in IDR: Exchange a small amount of cash before arriving in Bali for immediate expenses like taxis or small purchases.
Use Travel-Friendly Cards: Bring a debit or credit card with low or no international transaction fees. Notify your bank of your travel plans to avoid holds on your card.
Consider Multi-Currency Cards: Services like Revolut, Wise, or other digital banking solutions offer cards with competitive exchange rates and minimal fees.
Split Your Money: Store cash in multiple places and divide your funds across different cards for added security.

Top Money Tips for Bali in 2025

Break Large Notes: Smaller vendors may struggle to change 100,000 IDR notes, so use them at larger establishments.
Use Hotel Safes: Keep your valuables secure and only carry what you need for the day.
Check for Hidden Fees: Be aware of ATM and international transaction fees.
Stay Alert: Avoid unauthorized money changers and always count your cash before leaving.
Go Digital: Many establishments in Bali now accept digital payments like GoPay, OVO, or QRIS, making transactions more convenient.

Why Bali is Worth Every Rupiah in 2025

Bali is more than just a destination; it’s an experience. From exploring ancient temples and lush rice terraces to surfing world-class waves and indulging in affordable spa treatments, Bali offers something for everyone. Whether you’re on a budget or seeking luxury, your money will go far in this tropical paradise.

If you’re looking to make the most of your trip, consider joining a guided tour like the Bali Eat, Pray, Love Tour, which offers a curated experience of the island’s highlights. With a local guide, driver, and photographer, you’ll enjoy a personalized adventure that combines culture, nature, and relaxation.

Final Thoughts

Bali’s charm lies in its ability to cater to all types of travelers. By understanding the local currency and planning your finances wisely, you can focus on what truly matters: creating unforgettable memories. So pack your bags, grab your Rupiah, and get ready to fall in love with Bali!